Homebuying Made Simple
Let us guide you through every step of the process with expert knowledge and personalized support.
Mortgage Calculator
Monthly Payment
$2,212
Total Interest
$446,406
What is The Home Buying Process?
Build Your Team
Real Estate Agents (That's Us), Lenders, Home Inspectors... Don't Worry! We've Got You Covered!
List Your Wants & Don't Wants
Location, Schools, Bedrooms, And Yard Size. Make A List Of All The Things You Are Looking For In Your New Home!
Start Working With A Lender
There Are So Many Options For Home Loans! Begin Working With A Lender To Get Pre-approved! No Lender? No problem! We have plenty of great lenders to recommend!
Go House Hunting
Explore neighborhoods, home types, and determine must-haves with your agent.
Make An Offer
Work with your agent to draft an offer and negotiate terms with the seller.
Get An Inspection & Appraisal
Rely on the pros as they determine the value and condition of the home.
Make It Official
On closing day, sign the final documentation and get the keys to your new home!
Move In To Your New Home!
Send in the movers! It's time to make your house a home!
Buying vs. Renting
Buying
- Your monthly mortgage is locked in for the length of your home loan.
- As home prices rise and as you pay down your loan, you build equity on your home.
- As you build equity, your net worth rises!
Renting
- Your monthly payment likely increases each time you sign or renew a lease.
- You won't get any return on your investment as you pay your monthly rent.
- As rent increases, saving for a home becomes more difficult.
What is a Pre-Approval?
What Is a Pre-Approval?
According to Freddie Mac, "A pre-approval is an indication from your lender that they are willing to lend you a certain amount to buy your future home."
Basically, a pre-approval will let you know exactly how much you may be able to borrow for your purchase.
How Does a Pre-Approval Work?
As part of the home-buying process, your lender will take a look at your finances to determine what they will be willing to loan you. From there, they will send you a pre-approval letter. With this letter, you have a better idea of the price range you need to be looking for homes in, as well as giving you an advantage in the current market!
What to Avoid After Applying for a Mortgage
- Don't change bank accounts.
- Don't apply for new credit cards or close any accounts.
- Don't deposit cash into your bank account without speaking to your lender or bank.
- Don't co-sign any loans for someone else.
- Don't make any large purchases like a car.
The best plan is to speak with your lender before doing anything financial!